The Economics of a Contingency Fee
How contingency fee arrangements between creditors and collection agencies set the financial incentives that shape ho...
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How a Debt Portfolio Is Priced
Defaulted accounts sell for cents on the dollar. What drives the number, and what the price implies about the paper.
Read articlePlacement and Purchase Are Not the Same
An agency working an account for a fee and a company that bought it outright behave differently. Why the arrangement matters.
Read articleWhat Charge-Off Actually Changes
Charge-off is an accounting decision, not the end of a debt. What moves inside the bank, and what does not move at all.
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