How the Two Clocks on a Debt Actually Run
A debt carries two separate time limits — the limitations period and the credit-reporting period — with different len...
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How Re-Aging Happens Mechanically
Re-aging means an account's controlling date moves later than it should. How the mechanism works, and where the error enters.
Read articleTwo Clocks Run on Every Old Debt
The period for filing suit and the period for credit reporting are different lengths with different triggers. Why they get confused.
Read articleWhat Starts a Limitations Clock
The period for suing on a debt starts from an event, and which event depends on state law and the kind of obligation.
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